Effective Date: January 1, 2026

Last Updated: January 1, 2026

Agreement to Terms

By accessing or using the website and services of Washington First Mortgage Loan Corp ("we," "us," "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Use of Website

Permitted Use

You may use our website for lawful purposes only and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates applicable federal, state, or local law
  • Engage in any conduct that restricts or inhibits anyone's use of the website
  • Attempt to gain unauthorized access to any portion of the website or any systems or networks
  • Use automated systems or software to extract data from the website (screen scraping)

Intellectual Property Rights

The content on this website, including text, graphics, logos, images, and software, is the property of Washington First Mortgage Loan Corp and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Loan Application and Approval

Application Process

Submitting a loan inquiry or application through our website does not guarantee approval or the extension of credit. All applications are subject to our underwriting criteria, verification of information provided, and compliance with applicable lending regulations.

Information Accuracy

You represent and warrant that all information you provide in connection with a loan application is true, accurate, and complete. Providing false or misleading information may result in denial of your application and potential legal consequences.

No Obligation to Lend

Washington First Mortgage Loan Corp reserves the right to decline any loan application for any reason permitted by law. We are under no obligation to provide financing to any applicant.

SMS Terms & Conditions

Text Messaging Program

By providing your mobile phone number and opting in to receive SMS/MMS messages from Washington First Mortgage Loan Corp, you consent to receive recurring marketing and promotional text messages sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply. Standard messaging rates from your wireless carrier will apply to all SMS/MMS messages sent and received.

Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After sending STOP, you will receive one additional message confirming your opt-out.

Help: For assistance or more information, reply HELP to any message or contact us at trygve@washingtonfirstmortgageloans.com.

Consent Not a Condition: Your consent to receive SMS/MMS messages is NOT a condition of purchasing any goods or services from Washington First Mortgage Loan Corp.

Supported Carriers: This service is available on most major U.S. wireless carriers. Message and data rates may vary by carrier.

Limitation of Liability

To the fullest extent permitted by law, Washington First Mortgage Loan Corp shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Washington First Mortgage Loan Corp, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our website or services or your violation of these Terms.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Washington First Mortgage Loan Corp. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in King County, Washington.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. Material changes will be effective upon posting to this page with an updated "Last Updated" date. Your continued use of the website following any changes constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to reflect the parties' intention or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Washington First Mortgage Loan Corp
821 Kirkland Ave Suite 100
Kirkland, WA 98033
Email: trygve@washingtonfirstmortgageloans.com